
Chris Griffith
Twenty years in insurance, Florida property since 2018. Software engineer turned operator; AI at scale.
Skyway Underwriters was built AI-native from day one. The technology works every file; the underwriter owns every decision.
Skyway Underwriters was built to underwrite commercial property in catastrophe-exposed markets, profitably and at scale. Every file comes with building-level analysis attached.
We're an affiliate of American Coastal Insurance Corporation (Nasdaq: ACIC), the publicly traded specialty property holding company whose carrier, American Coastal Insurance Company, holds the largest book of commercial residential property in Florida. We write through rated carrier partners who share our underwriting standards.
Modern software architecture on every submission and every claim. Building-level analysis on every risk. Underwriter and adjuster judgment on every decision.
Our underwriters and claims teams carry the best tools in the property market. AI is built into every one of them.
“Better risk selection is the edge that compounds in property insurance. We built Skyway around it.”

Twenty years in insurance, Florida property since 2018. Software engineer turned operator; AI at scale.

More than thirty years of commercial underwriting and product leadership: Nationwide, The Hartford, Westfield, now American Coastal.

Underwriting since 1992. Twenty-eight years at Nationwide; Florida commercial property at American Coastal since 2020.

Agency distribution since 1990, from Safeco to UPC to American Coastal. Every appointment runs through Tony's desk.

Property claims since 2002, CAT to large loss. The phone number on the Claims page rings to Jeremy's team.
Affiliate of American Coastal Insurance Corporation. Member of the Target Markets Program Administrators Association, the Florida Surplus Lines Association, and the Texas Surplus Lines Association. Current programs written on American Coastal Insurance Company paper. Additional carrier partnerships in development.