AI-augmented underwriting, in production.
Skyway built its underwriting platform from scratch for catastrophe-exposed property. Every submission is analyzed at the building level before an underwriter opens the file.
Submission to file, all the work attached.
The platform ingests submissions in any format, standardizes the data, and analyzes each property at the building level. By the time the file reaches a Skyway underwriter, the structural and exposure profile is attached.
The underwriter owns the decision. Always.
Compass runs every quote.
Compass is Skyway's own underwriting platform. It processes every quote with minimal input from the underwriter. AI loads the full file, and an AI peer underwriter reviews it before a Skyway underwriter ever opens it.
- AI loads the file
Submission data is ingested and standardized on arrival. No manual rekeying to start a quote.
- An AI peer underwriter reviews
A second pass checks the file and flags the exposures before the human team picks it up.
- The underwriter decides
Minimal input to get there, full authority at the end. Compass never binds a risk.
Compass is built in-house and owned outright. It's Skyway's own code and our IP, not licensed software wrapped in our logo.
What lands on the underwriter's desk.
The building data the platform reads, what it surfaces, and where the underwriter takes over.
- Construction type, year built, stories, units
- Roof type, age, last inspection
- Opening protection
- Distance to coast
- Loss history by peril
Roof age and opening protection status. Wind exposure for the region. Any structural pattern in the loss history. A recommended program form and the deductible options that fit.
Quote, decline, or refer. Coverage and deductible are the underwriter's call, and the reasoning is attached to the quote.
Structural intelligence powered by ResiQuant.
ResiQuant is a platform built by structural engineering PhDs out of Stanford's Blume Earthquake Engineering Center. It powers the building-level analysis that shows up on every Skyway submission.
No legacy stack to retrofit.
We built Skyway around modern software architecture from the start.
Catastrophe-exposed property generates thousands of submissions a year. Manual underwriting at that volume strains discipline. AI without underwriter judgment strains the book. Our platform scales both. Technology for the analysis, underwriters for the decisions.
See the platform in action.
Your Skyway underwriter can walk you through how a real submission flows. Not appointed yet? Start there.